F&I & Documents
Back-end profit and paperwork, done properly
Sell warranty, insurance, tint and coating as tracked products, run HP financing, and issue the sales agreement and receipts — all recorded against the deal.
The old way
- Add-ons sold on the side, never recorded, never counted as profit.
- Loan applications tracked on a whiteboard; LOUs expire unnoticed.
- Sales agreements and deposit receipts retyped in Word every single time.
- F&I is a black box — you can't see back-end contribution.
With ShiftOS
- A product catalogue (warranty, insurance, tint, coating) sold per deal and counted as back gross.
- An HP board: loan status from submitted → approved, with LOU expiry tracking.
- Generate the sales agreement and deposit receipt, and email them to the buyer.
- Back-end revenue flows straight into per-unit and monthly P&L.
What it does
F&I product catalogue
Define add-ons with cost and selling price; attach them to a deal and the margin books as back gross.
HP financing board
Track each loan — bank, amount, status (submitted / pending / approved / declined) and LOU validity.
Document generation
Sales agreement, deposit receipt and more, generated from the deal's own data — no retyping.
Email straight to the buyer
Issue a document to the buyer's inbox and keep a record of it against the deal.
Insurance & loan estimates
Quick insurance premium and monthly-instalment estimates while you're closing.
Dedicated F&I role
An F&I officer seat so financing and paperwork have a clear owner, scoped by role and permission.